Community Reinvestment Act

Community Reinvestment Act (CRA) Public File Information 

The Frontier Bank CRA public file is available online for your convenience.    The Community Reinvestment Act (CRA) requires financial institutions to help meet the credit needs of the communities in which they do business, including low and moderate income neighborhoods.

Comments or Questions

Hard copies of our CRA file are available upon request.  You may request a hard copy of the CRA public file from any of our locations or at the address below.  If you have comments or questions about Frontier Bank's CRA file please contact us.
Frontier Bank
13333 California Street
Omaha, NE 68154

CRA Public File Contents

1. Public Comments
Access all written comments from the public about how the bank is helping meet community credit needs for the current year and two previous years.
Public Comments 2024

2. Performance Evaluation
The public section of Frontier Bank's most recent CRA performance evaluation.
Performance Evaluation

3. Branch Locations
A list of our current branches and deposit-taking ATMS with street addresses and the geographic areas they serve. 
Frontier Locations

4. Opened or Closed Branches
Information for any branches Frontier Bank has opened or closed during the current year and previous two years. 
Opened or Closed Branches

5. List of Services
A list of services - including our hours of operation and available loan and deposit products offered at Frontier Bank's branches. 
Frontier Services

6. Facility-Based Assessment Areas
A map of Frontier Bank's facility-based assessment area showing it's boundaries and identifying the various geographic areas (census tracts) within it in a separate list. 
Assessment Area Maps

7. Loan-to-Deposit Ratios
The quarterly overall loan-to-deposit ratio information for the prior calendar year and the previous two years.
Loan-to-Deposit Ratios

8. HMDA Disclosure Statement
For banks required to report Home Mortgage Disclosure Act (HMDA) data, a written notice about the NMDA disclosure statement. 
HMDA Disclosure